Vivian Morffi- Monmouth Ocean Real Estate

Price Reduced on 6 Black Oak Lane in Seven Oaks

Vivian Morffi — Thu, 18 Dec 2008 18:54:00 GMT

Seven Oaks, Freehold Township - Announcing a price reduction on 6 Black Oak Lane, a 4,157 sq. ft., 2 bath, 5 bdrm single story. Now MLS® $725,000 - "Reduced".

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HOW TO AVOID FORECLOSURE BY SELLING YOUR HOME IN A SHORT SALE!! FREE REPORT!!

Vivian Morffi — Sat, 08 Mar 2008 15:04:00 GMT

HELP FOR HOMEOWNERS!!! HOW TO SELL YOUR HOME IN A SHORT SALE!!!

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Care for Elderly Parents

Vivian Morffi — Sat, 09 Feb 2008 19:21:00 GMT

In many families, there comes a time when adult children find themselves caring for their elderly parents. This can be an exhausting, rewarding task that certainly has its ups and downs. Care of elderly parents requires patience, tolerance and remembering to take care of yourself as well as your family and your parent. That can be a mighty big job and it can be overwhelming at times. It is important to remember that people who care for elderly parents need a good support system - and a respite from time to time. You can't do it all and you won't be perfect, so take some time for yourself now and then. It is also important to remember when caring for elderly parents is to remember that they are human. They still have feelings, desires and needs, even if they are unable to express them well.

When you are caring for your elderly parents, keep in mind that their physical health is important, but their emotional health is just as important. A person who can no longer care for himself or herself can become frustrated and depressed. This frustration and depression can give way to anger and as the caregiver and person closest to them (thus safe) you may become the target for their anger. Don't take it personally. Do not allow yourself to be abused, but let a lot of it roll right off of your back.

You may find that your patience is tested sometimes because your elderly parent may struggle to get the right words out when they speak or move very slowly. Though they may not function like they did when they were young, your elderly parents still have dignity - and feelings. Tread softly and try not to allow your impatience to get in the way of your compassion. Put yourself in their position. They are having difficulties and some patience and love will go a long way in warding off depression. Show them respect and allow them to maintain their dignity as much as possible.

If you do get irritated and frustrated with your elderly parents, take a moment to consider what they are experiencing. This is particularly true if they were forced into retirement or are impaired in some way. In such cases your elderly parents may experience any or all of these:

1. low self esteem

2. no self identity

3. no self worth (jobs give you a feeling that you help society)

4. boredness

5. loneliness

6. have some financial burdens

7. no motivation to get up in morning (this is not clinical depression although it that is a very real possibility)

8. poor health (even just aches and pains can drag a person down)

Consider this: You are walking your elderly parents through the final stage of their lives. You may literally wake one morning and they will no longer be with you. Life is temporary and your situation of caring for your elderly parents is temporary. Savor the good times and make the minutes count. When they are gone, there will be a time that you will think back to the final days, weeks, months and remember things that you said, did and even thought. What do you want to remember? Do you want to smile when you think back to this time? Or do you want to feel regret? Remember, you are making the memories that you will recall tomorrow.

About the Author: Go to Valuable Family Relationships Advice to learn what to keep in mind when taking care of elderly parents or how to ease your frustration when providing senior and elderly care.You and your whole family be glad you did!

Planning a Winter Vacation

Vivian Morffi — Tue, 15 Jan 2008 22:11:00 GMT

Planning a Family Ski Vacation

It’s time to plan the family vacation – and everyone
wants to go skiing. Don’t worry, skiing isn’t as
expensive as you might think, and there are
numerous resorts that cater to families, offering a
variety of packages designed to save you money.
The problem will be choosing the destination.

Most ski resorts have websites. Start the planning
process by accessing these websites to determine
where you and your family might want to go for your
family ski vacation. There are many different things to
look for when choosing a resort. The absolute most
important thing to look for is a ski school if someone
in your family will need instruction. While most
resorts do have ski schools, some don’t. Don’t
make the mistake of choosing a destination where
one or more of your family members won’t have fun,
simply because they don’t know how to ski.

Next, take a look at the slopes, lifts, and trails. You
want to make sure that the resort has something to
offer everyone in your family. If the resort only caters
to beginners, an expert skier will become quickly
bored. If you have a snowboarder in your group, and
there is no snowboarding park or terrain, that
snowboarder will not be happy. There are resorts
that serve all winter sports – so make sure that your
families interests are covered.

Lodging is the next thing to look at. You want to be
comfortable, so where you will sleep at night matters
a great deal. In most cases, there is a hotel right at
the base of the slopes – but this isn’t necessarily the
best or most affordable place to stay. Find out what
your lodging options are for the area, and choose
the one that is right for your family and your budget.
If you will be staying farther away from the slopes,
make sure that there is transportation to and from
the slopes each day!

Your family will have many more interests that you
will need to search for before deciding on a particular
destination and resort. Some of those interests may
be dog sledding, sleigh rides, snowmobiling,
snowshoeing, or horseback riding. Resorts do offer
these activities, but some don’t – so be sure to ask
about the winter activities, as well as the planned
events during the time that you will be at the resort.
This will help you plan a ski vacation that your family
will enjoy and remember for the rest of their lives.

Indoor Gardening

Vivian Morffi — Tue, 15 Jan 2008 21:26:00 GMT

How to Do Indoor Gardening

Plants are just as popular as furniture when one is deciding on furniture and soft furnishings.
Aside from the aesthetic value plants provide your home with, there are also health benefits - grade school science class tells us that plants cleanse the air through utilizing the carbon dioxide and producing more oxygen. Here is some important information on how to care for your indoor plants to gain the optimum health and aesthetic benefits.

Lighting

Most indoor plants need good lighting. You can provide this through natural lighting in the room of your choice or there must be electric lighting. Darker leaved plants usually don't need as much light as others.

Here are the varieties of plants (usually those that only require medium to low light) that are known to be suitable for indoor gardening:

a. Philodendrons
b. Boston ferns
c. African violets
d. Cyclamens
e. Creeping Fig

Watering

A common mistake most people make in indoor gardening is they tend to over-water the plants, which may lead to rotting roots. Make sure to research the type of plant you have, because each kind of plant varies on their watering needs.

Potting

Choose good quality and attractive container for your indoor plants. Make sure that the pot is clean before placing your new plant into it to prevent infection and to encourage healthy growth.

Humidity

In indoor gardening, humidity is a big issue. The amount of moisture in the air has effect on the growth of the plants. During mornings, you could spray the plants with water for their much-needed moisture. Make sure the leaves don't get covered in dust.

Fertilization

Just like watering, fertilizing depends on the type of plant. If you have managed to supply your indoor garden with the right amount of light, water and humidity, fertilization may not need much attention. A good indoor fertilizer can be bought from most home depot or hardware stores. Orchids need the special fertilizer available.

Budgeting Tools That Work

Vivian Morffi — Tue, 15 Jan 2008 16:07:00 GMT

Budgeting your monthly expenses in order to get the greatest return on your income (and perhaps, even put aside some for saving!) doesn’t have to be extremely hard.

Various budgeting programs are available for use. Money management programs provide you with a usual package that allows you to enter your cash inflows and outflows, categorizes your expenditures, and at times, presents to you analysis of your spending behavior. Through these programs you can also input the various payments you have to make monthly, and subsequently track if you’ve paid your dues on time. Moreover, some programs also offer you a tax form draft that will help you make sure you’re not missing out on any dues or any deductibles, for that matter.

Another budgeting tool that you can utilize are coupons. Various stores and magazines contain coupons that you can use to get discounts on various products. Should there be a need to purchase a particular product for which you have a coupon for, you will end up saving a fraction of what you might have had to spend on a regular purchase.

Lists—whether on a piece of paper, on your cellular phone, or on your personal digital assistant (PDA) will help you keep focused on what you have to buy, and in effect, keep track of the purchases you make. A classic example is your regular grocery trip. Prior to making the trip, plan out the week’s entire menu and identify what food items and materials you need to purchase that are unavailable in your pantry. Then, make a list of other household items that you’ve run out of (or are eventually going to run out of before you can make the next trip to the grocery). Armed with these lists, you can go to the grocery and know exactly where to go and what you’re going to buy. Without these lists, you will walk idly along aisles, and will likely pick up various food items that you won’t likely need in the immediate future, or already have at home.

A filing system is perhaps one of the best budgeting tools you can have in your home. With simple, labeled file folders, you can put together your bills, your receipts, and whatever bank documents are issued to you when you save or pay. By putting together your bills, your credit card receipts, and the like, you are able to keep track of how much you owe and when your payments are due.

Effective budgeting tools are those that best address your needs as a consumer. Create your own budgeting tool or find a program to do it for you—just make sure it suits your lifestyle.